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Multidimensional Research Insights

ISSN: 3067-8129

Multidimensional Research Insight is an international scholarly journal of social sciences which provides wide, excellent cross-disciplinary research papers. It aims at increasing the generation of new self-integration knowledge with an emphasis on interdisciplinary research which harnesses interests cut across discipline to find solutions to local and global amplifications. The published journal is intended to enhance the probability of domain spanning and allow researchers to focus on the discovery of the connections on one field and others, and provide the overviews which are not partial.

Article Views: 29

From Reactive Monitoring to Predictive Resilience: AI-Assisted Observability in Financial Platforms

1*Kannan Meiappan

1 Department of Architecture, Ascendion, Inc. USA

Received: 05-Aug-2026 | Revised: 25-Aug-2026 | Accepted: 08-Sep-2026 | Pages: 54-73

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Doi

https://doi.org/10.64220/mri.v2i2.006

Abstract

While multi-service architectures are increasing in popularity, the financial industry is being challenged as regulatory requirements continue to grow and customers’ expectations for seamless services have never been higher. Current observability practices, which largely depend on the threshold-based alerting and on reactions, are not efficient in the identification of complex failure patterns and in the prevention of cascading degradation. This article presents a new three-tier AI-driven framework to shift from reactive monitoring to predictive resilience with composite anomaly detection, a failure forecasting component, and trace-aware RCA. In a controlled synthetic evaluation, the framework demonstrated strong anomaly-detection performance (MCC: 0.995, ROC-AUC: 0.9998), effective root cause classification across 35 different error types (F1-Macro: 0.8304), and revealed significant challenges in failure prediction (MCC: 0.019). The framework demonstrated measurable anomaly-detection benefits within a controlled synthetic evaluation while providing explainable outputs that may support operational decision-making and compliance alignment.

Keywords

AIOps; Predictive Resilience; Anomaly Detection; Microservices; Enterprise Architecture; Observability Governance.

Cite this Article

APA Style

Meiappan, K. (2026). From Reactive Monitoring to Predictive Resilience: AI-Assisted Observability in Financial Platforms. *Multidimensional Research Insights, Volume 2 (2026)*(Issue 2), 54-73. https://doi.org/10.64220/mri.v2i2.006

MLA Style

Kannan Meiappan. "From Reactive Monitoring to Predictive Resilience: AI-Assisted Observability in Financial Platforms." *Multidimensional Research Insights*, vol. Volume 2 (2026), no. Issue 2, 2026, pp. 54-73. https://doi.org/10.64220/mri.v2i2.006

Chicago Style

Kannan Meiappan. "From Reactive Monitoring to Predictive Resilience: AI-Assisted Observability in Financial Platforms." *Multidimensional Research Insights* Volume 2 (2026), no. Issue 2 (2026): 54-73. https://doi.org/10.64220/mri.v2i2.006